Become a Lender
Become a lender
Make a financial contribution and receive a bigger one back!
Generate passive income with our NFT-backed loans. We've successfully repaid over 300 high interest NFT-backed loans since May 2022, our interest rates are usually significantly higher or more consistent than others. Our process is transparent: each loan and repayment is verifiable on a public blockchain and secured by officially licensed NFTs (NBA, NFL, UFC, etc.), based on lender choice.
Becoming a Lender:
1) Set Up Your Wallet: To begin, download the free Blocto.app or Wallet.Flow.com app and add $Flow to your new digital wallet. Next, convert your $Flow into $USDC.e using a basic exchange service like Increment.fi (make sure to keep 1 $Flow in your wallet; it's necessary for its operation). $USDC.e is a stablecoin, so its value is approximately $1 USD. Once you have $USDC.e in your wallet, you can start lending and growing your holdings. Think of $USDC.e as digital USD that can be exchanged and transferred to services like Coinbase.com and then directly into your bank account after conversion. You can connect your wallet to check your $Flow, $USDC.e(flow) balance and more at port.flow.com.
2) Explore Lending Opportunities: Review some of the available loan listings or consult with us to create custom listings. We typically provide loan opportunities ranging from $30.00 - $5,000. You’re free to fund as many loans as you can afford. If you happen to fund the last available loan, a new lending opportunity will be listed within 30 minutes. If there is a particular NFT or type of NFT you would like to use, let us know!
3) Decide on a Listing: Choose a loan listing that aligns with your budget and timeline, then fund the loan. When you select a listing you'll see all of the terms and details, including the loan rate percentage and how many days it'll take to receive your money back with the interest (all of our loans are short-term and range from 60 days to 365 days depending on lender preferences).
4) Receive Profit or Collateral: When the loan’s duration ends, only two things can happen: you'll either receive your profit (like most lenders) or you’ll receive the NFT that was used as collateral. If you receive the NFT, you can choose to sell it on marketplaces like NBATopShot.com or Flowty.io. Lenders often fund loans that use collateral that is worth significantly more than the loan, so that if the loan isn’t repaid, they can sell the NFT to make even more profit than they would’ve if the loan was repaid.
5) Manage Your Funds: With just a few clicks, you can fund a new loan from FinancialContribution.com and continue growing your funds! Decide whether to reinvest your earnings in another loan, withdraw your money, or utilize it for other purposes.
Review our frequently asked questions page, consult with us, or contact Josh@FinancialContribution.com for questions or more information.
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This website is for information purposes only. Under no circumstances is this website or the information contained herein to be considered an offer to sell or as a solicitation of an offer to buy any financial product. Investments are offered only via definitive transaction documents and any potential investor should read such documents carefully, including all the risk factors relating to the investment, before investing. Financial Contribution Inc. is neither a broker-dealer, investment advisor nor funding portal.